How it works
1.
Add items to your cart (or shopping
bag).
2.
Check out with Shop Pay.
3.
Choose to pay in 4 installments.
Your first payment is either due at checkout or 2
weeks after your purchase. The next 3 remaining installments are automatically
charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get
an email reminder before each payment to remind you.
Are there late fees?
No, there are no late fees if you miss a
scheduled payment.
What is the option to pay in
installments on Shop Pay?
When checking out with Shop Pay, you now have the
option to pay now or later. Paying in installments on Shop Pay allows you to
split your purchase amount into 4 equal, biweekly installment payments—with 0%
interest, no hidden or late fees, and no impact on your credit score.* In some
instances, your first payment is due when you make your purchase; otherwise,
your first payment is due 2 weeks after your purchase.
What if I make a return on a purchase
made through Installments with Shop Pay?
If your refund amount is less than the amount
remaining on your Shop Pay Installments balance, then you can expect one or
both of the following:
- A
smaller payment balance on the final payment
- Less
future payments on the remaining loan balance
If your refund amount is more than the amount
remaining on your Shop Pay Installments balance, then you can expect to receive
the difference as a refund to your original debit card or credit card payment
method within 3 to 10 business days.
Which payment methods are accepted if
I use the option to pay Installments on Shop Pay?
The installments option on Shop Pay is available
on debit and credit cards.
